Mortgage Underwriter

Responsibilities: * Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines * Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions * Perform quantitative research and equity research to evaluate market trends and property values * Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements * Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions * Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards * Collect and analyze financial data to assess borrower's ability to repay the loan * Prepare comprehensive financial reports summarizing findings and recommendations Requirements: * Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees * Strong knowledge of quantitative analysis, underwriting principles, and financial concepts * Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices * Excellent attention to detail and ability to work in a fast-paced environment * Strong analytical skills with the ability to interpret complex financial information * Proficient in data collection, organization, and analysis * Exceptional written and verbal communication skills for effective report writing and communication with stakeholders * Ability to work independently and make sound underwriting decisions within established guidelines Note: This job description is not intended to be all-inclusive.
The employee may perform other related duties as negotiated to meet the ongoing needs of the organization.
Job Type: Full-time Pay: From $35,000.
00 per year Benefits: * 401(k) * 401(k) matching * Dental insurance * Health insurance * Life insurance * Paid time off * Parental leave * Professional development assistance * Referral program * Vision insurance Physical setting: * Office Schedule: * 8 hour shift * Day shift * Monday to Friday Work Location: In person