*About us*
Lighthouse Mortgage Group is a boutique mortgage broker located in West Bloomfield, MI.
Our responsibility as mortgage professionals is to determine what a customer’s financial goals are, not just quote a rate.
We have access to a variety of loan programs, allowing us to arrange the most beneficial solution.
We are committed to providing our clients the right financial solutions to make communities better places in which to live and to work.
Our superior customer service, innovative products, and use of technology will help us do that.
We want to break through the barriers that impede homeownership for those who wish to realize the American Dream.
We provide potential homeowners and current homeowners the opportunity to secure the best mortgage loan for their needs.
Our services are for both home buyers and clients who are looking to refinance.
Lighthouse Mortgage Group offers various home financing options based on its partnerships with multiple lenders.
These partnerships give us the flexibility to work with a broad array of products, allowing us to find the best option for each client.
```Duties```
As a Loan Officer, you will be responsible for assisting clients with their loan applications and guiding them through the loan process.
Your main duties will include:
- Setting appointments with clients to discuss their financial needs and goals
- Collecting and analyzing financial information to determine loan eligibility
- Evaluating creditworthiness and conducting credit analysis
- Assisting clients in selecting the most suitable loan products
- Guiding clients through the loan application process and ensuring all necessary documentation is completed accurately
- Collaborating with underwriters to review loan applications and make informed decisions
- Adhering to regulatory requirements, including TILA (Truth in Lending Act) and FNMA (Federal National Mortgage Association) guidelines
- Providing exceptional customer service throughout the loan process
- Maintaining knowledge of current mortgage rates, products, and industry trends
```Skills```
To excel in this role, you should possess the following skills:
- Proven experience as a Loan Officer or similar role in financial services
- Strong sales skills and ability to build relationships with clients
- Proficiency in credit analysis and underwriting principles
- Excellent 10-key typing skills for accurate data entry
- Familiarity with loan processing procedures and documentation requirements
- Knowledge of TILA (Truth in Lending Act) regulations and FNMA (Federal National Mortgage Association) guidelines
- Ability to effectively communicate complex financial information to clients
- Detail-oriented with strong analytical skills
- Ability to work independently and meet deadlines
This is a full commission based position with aggressive splits.
If you are a motivated individual with a passion for helping clients achieve their financial goals, we would love to hear from you.
Please note that only qualified candidates will be contacted for further consideration.
Job Type: Full-time
Pay: $65,000.
00 - $112,045.
00 per year
Benefits:
* Professional development assistance
Schedule:
* 8 hour shift
* Monday to Friday
Supplemental pay types:
* Bonus opportunities
* Commission pay
Experience:
* Loan origination: 1 year (Preferred)
License/Certification:
* MLO License (Preferred)
Ability to Relocate:
* West Bloomfield Township, MI 48322: Relocate before starting work (Required)
Work Location: In person
Whatsapp
